A multicurrency wallet with gaming merchant use cases and country-specific service restrictions.
Limited
Editorial assessment, not a live-tested payment performance benchmark.
How this is calculatedDeposit fee
Not disclosed
Payout speed
Not disclosed
Currencies
Multiple currency balances
Regions
4 regions
Supported regionsAsia · Europe · LATAM · AfricaSTICPAY offers a wallet and merchant payment network. Its current terms are headed Extimit LTD; older descriptions of different group entities or licences should not be assumed to apply. STICPLAY cashback and card services are distinct partner or affiliate products, not evidence of a merchant acquiring licence.
Assessment basis. Gaming merchant activity is documented, but country exclusions prevent blanket acceptance claims. Current entity and licence scope remain a compliance limitation. Public fee and support information supports transparency; personal wallet fees are not copied into merchant pricing. Geographic tags indicate eligible evaluation markets, with Japan and the UK excluded. Full merchant integration and payout SLAs require confirmation.
Approved gaming merchants serving eligible STICPAY wallet users, particularly in Asian markets.
Verticals served
Strengths
Trade-offs
Figures marked “Not disclosed” have no public source. Most iGaming payment pricing is negotiated per merchant — we leave the gap visible rather than estimating.How we handle sources
Licences
Not disclosed
iGaming stance
Industry scope is based on the official product and policy sources below. Marketing claims are not independently measured market share or payment performance.
Worth knowing: STICPAY’s current gaming page says services are unavailable to residents of Japan and the United Kingdom. Unlicensed gambling is prohibited.
Primary-source review: 19 October 2026. This is documentary research, not live payment testing. Provider claims are identified separately from documented terms.
The current terms are headed Extimit LTD and describe an electronic-money account, not a bank account. They prohibit unlicensed gambling and require customer verification. No unverified legacy licence number is assigned to this profile. Official source.
The gaming page identifies wallet-linked gaming merchants and separates STICPLAY affiliate activity from payment services. Its footer states that STICPAY services are unavailable to residents of Japan and the UK. Official source.
The payments page publishes funding and transfer fee information by method. A player funding fee is not necessarily the merchant processing rate; obtain a merchant-specific fee schedule. Official source.
The official support page describes multiple currency balances and different personal and merchant account arrangements. Merchant integration and operational enquiries have dedicated support channels. Official source.
Seven weighted factors produce 6.7. The heaviest is derived from the stance above, not scored by hand.
Regulatory assessment · 21 October 2026
5.5/10: a current authorisation for the contracting entity was not independently confirmed in the published evidence. The criterion is capped at 5.5 under the unverified-authorisation rubric. This is an evidence limitation, not a finding that the company is unlicensed or unlawful. For schemes and technical platforms, check the actual regulated PSP or acquirer rather than assuming the platform holds its authorisation.
iGaming acceptancederived
What we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract8.5 × 20% = 1.70
Regulatory & compliance
What we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets5.5 × 20% = 1.10
Fees
What we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float7.0 × 15% = 1.05
Geography
What we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category7.0 × 15% = 1.05
Settlement
What we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit6.0 × 10% = 0.60
Integration & API
What we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling6.0 × 10% = 0.60
Reliability & support
What we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling6.0 × 10% = 0.60
| Factor | Score | Weight | Contribution |
|---|---|---|---|
iGaming acceptancederivedWhat we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract | 8.5 | 20% | 1.70 |
Regulatory & complianceWhat we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets | 5.5 | 20% | 1.10 |
FeesWhat we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float | 7.0 | 15% | 1.05 |
GeographyWhat we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category | 7.0 | 15% | 1.05 |
SettlementWhat we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit | 6.0 | 10% | 0.60 |
Integration & APIWhat we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling | 6.0 | 10% | 0.60 |
Reliability & supportWhat we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling | 6.0 | 10% | 0.60 |
| Composite | 6.7 | ||
Country-specific rail mix
Licence-by-licence access
Local account-to-account
Mobile money
Currencies
Multiple currency balances
Payment methods
STICPAY wallet, Local funding methods where eligible
Verticals
SDKs, plugins and connectors
Merchant wallet integration
No third-party rating sourced for STICPAY yet. When one is added it will name its source — Trustpilot, G2 or similar — and the date it was read, in the same way every other figure on this site does.
FAQ
A multicurrency wallet with gaming merchant use cases and country-specific service restrictions. Current pages exclude residents of Japan and the UK. Approval must cover the operator licence, player countries and payment product.
The 6.7/10 editorial score uses the seven weighted criteria in /methodology/. Gaming merchant activity is documented, but country exclusions prevent blanket acceptance claims. Current entity and licence scope remain a compliance limitation. Public fee and support information supports transparency; personal wallet fees are not copied into merchant pricing. Geographic tags indicate eligible evaluation markets, with Japan and the UK excluded. Full merchant integration and payout SLAs require confirmation.
Published schedules and documented features are distinguished from negotiated terms. Figures without a verified public source are marked Not disclosed. Obtain a written quote for the approved merchant and payment route.
6.7
Limited
Approved gaming merchants serving eligible STICPAY wallet users, particularly in Asian markets. Current pages exclude residents of Japan and the UK.
Best forApproved gaming merchants serving eligible STICPAY wallet users, particularly in Asian markets.
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Terms and availability can change. Confirm current merchant-specific conditions before contracting.
