iGaming checkout, multicurrency accounts and payout services, subject to entity and corridor approval.
Good
Editorial assessment, not a live-tested payment performance benchmark.
How this is calculatedDeposit fee
Public method-specific schedule
Payout speed
Not disclosed
Currencies
35 currencies
Regions
4 regions
Supported regionsEurope · LATAM · Asia · AfricaPayDo markets a dedicated iGaming product alongside multicurrency accounts and checkout. The public tariff is method- and country-specific. UK account terms identify Ecommerce Technologies Ltd; that entity’s permissions should not be used to imply that all high-risk checkout activity is supplied under the same authorisation.
Assessment basis. Dedicated licensed-iGaming infrastructure supports acceptance. The entity-specific UK terms limit blanket compliance conclusions. Detailed method-level pricing supports fees transparency, but not a universal gambling rate. Local methods across regions support geography subject to approval. Public payment-lifecycle documents support integration. Advertised instant settlement and conversion remain product claims rather than measured SLAs.
Licensed operators comparing checkout with account and international payout infrastructure.
Verticals served
Strengths
Trade-offs
Figures marked “Not disclosed” have no public source. Most iGaming payment pricing is negotiated per merchant — we leave the gap visible rather than estimating.How we handle sources
Licences
Not disclosed
iGaming stance
Industry scope is based on the official product and policy sources below. Marketing claims are not independently measured market share or payment performance.
Worth knowing: Account and checkout products may have different entity or risk conditions.
Primary-source review: 19 October 2026. This is documentary research, not live payment testing. Provider claims are identified separately from documented terms.
PayDo advertises multicurrency accounts, checkout and mass payouts for licensed gaming operators, including 35 currencies. Country and method claims describe the product catalogue, not permission to offer gambling everywhere. Official source.
The public checkout tariff distinguishes payment methods, countries, transaction fees and refund fees. The effective gambling price should also include the approved reserves, FX and payout terms; no single rate covers the schedule. Official source.
The UK account terms identify Ecommerce Technologies Ltd, company 10844998, and state FCA EMI reference 900916. These are account terms; confirm the entity and regulatory scope for the actual gaming checkout or payout contract. Official source.
The server-to-server integration guide describes invoices, payments and redirect handling. The application should verify the final payment state through the documented integration flow. Official source.
The checkout product describes hosted-page APIs, plugins and technical-service-provider connections. Confirm which local methods and acquiring paths will be activated for the approved operator. Official source.
Seven weighted factors produce 7.6. The heaviest is derived from the stance above, not scored by hand.
Regulatory assessment · 21 October 2026
5.5/10: a current authorisation for the contracting entity was not independently confirmed in the published evidence. The criterion is capped at 5.5 under the unverified-authorisation rubric. This is an evidence limitation, not a finding that the company is unlicensed or unlawful. For schemes and technical platforms, check the actual regulated PSP or acquirer rather than assuming the platform holds its authorisation.
Compliance criterion revised from 6.0 to 5.5 after the evidence review. Other criterion inputs were not changed.
iGaming acceptancederived
What we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract10.0 × 20% = 2.00
Regulatory & compliance
What we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets5.5 × 20% = 1.10
Fees
What we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float8.0 × 15% = 1.20
Geography
What we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category7.0 × 15% = 1.05
Settlement
What we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit7.0 × 10% = 0.70
Integration & API
What we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling9.0 × 10% = 0.90
Reliability & support
What we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling6.5 × 10% = 0.65
| Factor | Score | Weight | Contribution |
|---|---|---|---|
iGaming acceptancederivedWhat we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract | 10.0 | 20% | 2.00 |
Regulatory & complianceWhat we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets | 5.5 | 20% | 1.10 |
FeesWhat we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float | 8.0 | 15% | 1.20 |
GeographyWhat we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category | 7.0 | 15% | 1.05 |
SettlementWhat we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit | 7.0 | 10% | 0.70 |
Integration & APIWhat we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling | 9.0 | 10% | 0.90 |
Reliability & supportWhat we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling | 6.5 | 10% | 0.65 |
| Composite | 7.6 | ||
Licence-by-licence access
Local account-to-account
Country-specific rail mix
Mobile money
Currencies
35 currencies
Payment methods
Cards, Bank transfers, Local payment methods
Verticals
SDKs, plugins and connectors
API, Hosted checkout, Plugins
No third-party rating sourced for PayDo yet. When one is added it will name its source — Trustpilot, G2 or similar — and the date it was read, in the same way every other figure on this site does.
FAQ
iGaming checkout, multicurrency accounts and payout services, subject to entity and corridor approval. Account and checkout products may have different entity or risk conditions. Approval must cover the operator licence, player countries and payment product.
The 7.7/10 editorial score uses the seven weighted criteria in /methodology/. Dedicated licensed-iGaming infrastructure supports acceptance. The entity-specific UK terms limit blanket compliance conclusions. Detailed method-level pricing supports fees transparency, but not a universal gambling rate. Local methods across regions support geography subject to approval. Public payment-lifecycle documents support integration. Advertised instant settlement and conversion remain product claims rather than measured SLAs.
Published schedules and documented features are distinguished from negotiated terms. Figures without a verified public source are marked Not disclosed. Obtain a written quote for the approved merchant and payment route.
7.6
Good
Licensed operators comparing checkout with account and international payout infrastructure. Account and checkout products may have different entity or risk conditions.
Best forLicensed operators comparing checkout with account and international payout infrastructure.
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Terms and availability can change. Confirm current merchant-specific conditions before contracting.
