MiFinity provides an eWallet for online payments, receipt of funds and money transfers, with a dedicated business integration offering.
Good
Editorial assessment, not a live-tested payment performance benchmark.
How this is calculatedDeposit fee
Not disclosed
Payout speed
Not disclosed
Currencies
18 currencies
Regions
4 regions
Supported regionsEurope · LATAM · Africa · AsiaMiFinity provides an eWallet for online payments, receipt of funds and money transfers, with a dedicated business integration offering. The current business page lists 18 platform currencies and developer APIs. Wallet funding methods and crypto-linked services are separate products and should not be assumed available to every gambling merchant.
Europe, LATAM, Africa, Asia operators evaluating e-wallet services with country-specific approval.
Verticals served
Strengths
Trade-offs
Figures marked “Not disclosed” have no public source. Most iGaming payment pricing is negotiated per merchant — we leave the gap visible rather than estimating.How we handle sources
Licences
MiFinity UK Limited — terms disclose UK EMI FRN 900090; Malta services use MiFinity Malta Limited, C64824.
iGaming stance
The official source describes the product and its use case. This is not an independently measured market-share or performance ranking.
Worth knowing: The published terms prohibit illegal gambling and exclude or restrict several countries; approve each target jurisdiction separately.
Primary-source review: 5 October 2026. This is documentary research, not live payment testing. Provider claims are identified separately from documented terms.
MiFinity's terms updated 5 May 2026 identify UK EMI FRN 900090 and distinguish MiFinity Malta Limited, C64824. These are provider statements in contractual terms, not an independent check of every register or product approval. Official source.
The iFrame keeps the wallet checkout inside the merchant experience. Advertised consumer reach does not establish an approved gambling-country list. The wallet, bank payout and stablecoin products should be contracted and tested separately. Official source.
PayAnyBank distinguishes B2B business-bank and B2C customer-bank payouts. API integration supports recipient local currency where available; batch files are offered while API implementation is being completed. Official source.
PayAnyCoin uses API initiation, beneficiary/route validation and status webhooks. It lists USDT, USDC, EURC and PYUSD, with network and jurisdiction eligibility. Crypto-asset services rely on licensed partners; that is not blanket MiFinity CASP authorisation. Official source.
Seven weighted factors produce 7.9. The heaviest is derived from the stance above, not scored by hand.
Regulatory assessment · 21 October 2026
7.0/10: current published terms name UK and Maltese entities. This pass verified the terms rather than both regulator registers; a clean multi-jurisdiction enforcement record has not been established. The actual entity depends on the customer's location and service.
Compliance criterion revised from 8.5 to 7.0 after the evidence review. Other criterion inputs were not changed.
Read the entity and source evidenceiGaming acceptancederived
What we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract10.0 × 20% = 2.00
Regulatory & compliance
What we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets7.0 × 20% = 1.40
Fees
What we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float7.0 × 15% = 1.05
Geography
What we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category7.5 × 15% = 1.13
Settlement
What we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit8.0 × 10% = 0.80
Integration & API
What we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling7.5 × 10% = 0.75
Reliability & support
What we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling7.5 × 10% = 0.75
| Factor | Score | Weight | Contribution |
|---|---|---|---|
iGaming acceptancederivedWhat we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract | 10.0 | 20% | 2.00 |
Regulatory & complianceWhat we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets | 7.0 | 20% | 1.40 |
FeesWhat we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float | 7.0 | 15% | 1.05 |
GeographyWhat we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category | 7.5 | 15% | 1.13 |
SettlementWhat we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit | 8.0 | 10% | 0.80 |
Integration & APIWhat we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling | 7.5 | 10% | 0.75 |
Reliability & supportWhat we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling | 7.5 | 10% | 0.75 |
| Composite | 7.9 | ||
Licence-by-licence access
Local account-to-account
Mobile money
Country-specific rail mix
SDKs, plugins and connectors
Embedded wallet iFrame, PayAnyBank API and interim batch files, PayAnyCoin API/status webhooks
No third-party rating sourced for MiFinity yet. When one is added it will name its source — Trustpilot, G2 or similar — and the date it was read, in the same way every other figure on this site does.
FAQ
Gambling is the provider's core business, not a tolerated vertical. The official source describes the product and its use case. This is not an independently measured market-share or performance ranking.
Europe, LATAM, Africa, Asia. Coverage is where the rails reach — confirm acceptance for your specific licence separately, because the two are not the same thing.
We have no public rate card for MiFinity. No merchant-specific public figure verified in this research pass; request written terms. Ask for cost per successfully funded account under your own volume and market split rather than a headline rate.
The published terms prohibit illegal gambling and exclude or restrict several countries; approve each target jurisdiction separately.
The score is calculated from seven weighted criteria. See the scorecard on this page for the current criterion values, weights and total, and the methodology for the formula.
7.9
Good
Consider for the stated use case after verifying licensing fit and both payment directions. The published terms prohibit illegal gambling and exclude or restrict several countries; approve each target jurisdiction separately.
Best forEurope, LATAM, Africa, Asia operators evaluating e-wallet services with country-specific approval.
Closest by category and score, from the same catalog and the same model.
AstroPayCore verticalAstroPay's gaming offering combines player onboarding, wallet-linked deposits and withdrawals, and fraud/KYC tools.Same category as MiFinity · scores 0.2 lower7.7
MuchBetterCore verticalMuchBetter is an app-based wallet usable for deposits and withdrawals at participating gaming sites.Same category as MiFinity · scores 0.4 lower7.5
SkrillAcceptedSkrill combines its digital wallet with a merchant checkout offering cards and local payment options.Same category as MiFinity · scores 0.4 lower7.5Put MiFinity next to an alternative
Opens the comparison tool with MiFinity already selected — add up to three more.
Compare MiFinityReview updated
Terms and availability can change. Confirm current merchant-specific conditions before contracting.
