BitPay accepts cryptocurrency payments with crypto or fiat settlement for approved merchants.
Limited
Editorial assessment, not a live-tested payment performance benchmark.
How this is calculatedDeposit fee
Published standard processing: 2% + $0.25 below $500k/month
Payout speed
Not disclosed
Currencies
Not disclosed
Regions
2 regions
Supported regionsEurope · North AmericaBitPay accepts cryptocurrency payments with crypto or fiat settlement for approved merchants. Its public processing tariff is tiered by monthly volume, and explicitly notes that high-risk industries may pay more. The public rate is therefore a pricing reference, not an unconditional offer to a gambling operator; sector approval and settlement terms remain separate.
Europe, North America operators evaluating crypto payments services with country-specific approval.
Verticals served
Strengths
Trade-offs
Figures marked “Not disclosed” have no public source. Most iGaming payment pricing is negotiated per merchant — we leave the gap visible rather than estimating.How we handle sources
Licences
Not disclosed
iGaming stance
The official source describes the product and its use case. This is not an independently measured market-share or performance ranking.
Worth knowing: Requires express approval and permitted merchant and player jurisdictions; standard onboarding does not authorise gambling.
Primary-source review: 5 October 2026. This is documentary research, not live payment testing. Provider claims are identified separately from documented terms.
The published processing tiers vary by monthly volume and high-risk businesses may pay more. The merchant terms also require a non-refundable application-review fee; a processing tariff alone is not the total onboarding cost. Official source.
BitPay Send lets a business fund in fiat and pay recipients in crypto, through API or manual operations. Recipients are identity-verified. It is a separate product from invoice acceptance and the consumer BitPay wallet. Official source.
Gambling and prize-based activities are restricted and require prior approval, with the merchant and payer/recipient located exclusively where the activity is lawful. General supported-country counts are not a gambling-country matrix.
Merchant acceptance begins with account setup and API integration. Invoice completion, payment exceptions and refunds must be handled in the integration rather than assuming any on-chain transfer settles the order. Official source.
Primary evidence for the industry use case or acceptance policy. Regional tags are evaluation coverage, not blanket gambling approval.
Checked 5 October 2026
Seven weighted factors produce 6.3. The heaviest is derived from the stance above, not scored by hand.
Regulatory assessment · 21 October 2026
5.5/10: a current authorisation for the contracting entity was not independently confirmed in the published evidence. The criterion is capped at 5.5 under the unverified-authorisation rubric. This is an evidence limitation, not a finding that the company is unlicensed or unlawful. For schemes and technical platforms, check the actual regulated PSP or acquirer rather than assuming the platform holds its authorisation.
Compliance criterion revised from 8.0 to 5.5 after the evidence review. Other criterion inputs were not changed.
iGaming acceptancederived
What we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract5.0 × 20% = 1.00
Regulatory & compliance
What we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets5.5 × 20% = 1.10
Fees
What we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float7.5 × 15% = 1.13
Geography
What we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category5.5 × 15% = 0.83
Settlement
What we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit7.0 × 10% = 0.70
Integration & API
What we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling7.5 × 10% = 0.75
Reliability & support
What we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling7.5 × 10% = 0.75
| Factor | Score | Weight | Contribution |
|---|---|---|---|
iGaming acceptancederivedWhat we assess for iGaming acceptanceWhether gambling merchants are onboarded at allWhether the category is core business or a tolerated exceptionMarket-by-market acceptance, not just technical coverageWhether access runs through a scheme participant rather than a contract | 5.0 | 20% | 1.00 |
Regulatory & complianceWhat we assess for Regulatory & complianceJurisdictions served and licences heldOwn acquiring licence versus a sponsor bankRegulator-imposed payment controls supportedTrack record in regulated markets | 5.5 | 20% | 1.10 |
FeesWhat we assess for FeesPublished rate cards where they existWhether pricing is knowable before contractingFX spread disclosureRolling reserves and settlement float | 7.5 | 15% | 1.13 |
GeographyWhat we assess for GeographyNumber of markets servedDepth of local methods within eachCurrency listWhether coverage means availability for this category | 5.5 | 15% | 0.83 |
SettlementWhat we assess for SettlementDeposit-to-balance timeWithdrawal-to-player timeWeekend and holiday behaviourWhether the provider or the scheme sets the limit | 7.0 | 10% | 0.70 |
Integration & APIWhat we assess for Integration & APIAPI and documentation qualitySDKs, plugins and platform connectorsTime from contract to first live transactionSandbox and testing tooling | 7.5 | 10% | 0.75 |
Reliability & supportWhat we assess for Reliability & supportObserved uptime and incident historyStatus page and incident communicationSupport model and escalation pathReconciliation and reporting tooling | 7.5 | 10% | 0.75 |
| Composite | 6.3 | ||
Licence-by-licence access
State-level approval
Currencies
Not disclosed
Payment methods
Crypto invoice acceptance, BitPay Send: fiat-funded crypto disbursements, Recipient identity verification for Send
Verticals
SDKs, plugins and connectors
Merchant payment API, Invoice integration, BitPay Send payout API
No third-party rating sourced for BitPay yet. When one is added it will name its source — Trustpilot, G2 or similar — and the date it was read, in the same way every other figure on this site does.
FAQ
Onboards gambling case by case, and declines many operators outright. The official source describes the product and its use case. This is not an independently measured market-share or performance ranking.
Europe, North America. Coverage is where the rails reach — confirm acceptance for your specific licence separately, because the two are not the same thing.
Published deposit pricing: Published standard processing: 2% + $0.25 below $500k/month; 1.5% + $0.25 from $500k to $999,999; 1% + $0.25 at $1m+. High-risk industries may pay more.. Source and check date are on the fees table above.
Requires express approval and permitted merchant and player jurisdictions; standard onboarding does not authorise gambling.
The score is calculated from seven weighted criteria. See the scorecard on this page for the current criterion values, weights and total, and the methodology for the formula.
6.3
Limited
Consider for the stated use case after verifying licensing fit and both payment directions. Requires express approval and permitted merchant and player jurisdictions; standard onboarding does not authorise gambling.
Best forEurope, North America operators evaluating crypto payments services with country-specific approval.
Closest by category and score, from the same catalog and the same model.
CoinPaymentsSelectiveMulti-asset crypto acceptance with entity-specific contracts, public processing fees and jurisdiction restrictions.Same category as BitPay · scores 0.1 lower6.2
FinraxSelectiveFinrax provides crypto deposits, payouts and conversion with API and hosted-checkout options.Same category as BitPay · scores 0.1 higher6.4
Triple-ASelectiveDigital-currency payments and bank settlement; gambling merchants require restricted-category approval.Same category as BitPay · scores 0.2 higher6.5Put BitPay next to an alternative
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Terms and availability can change. Confirm current merchant-specific conditions before contracting.
